A sane reform like capping credit card interest rates, i.e., having a federal usury law, is just too much for senators on the take from the lobbyists.
This is why we will never get single payer health insurance and why so-called Democrats act little different from the Republicans on so many issues. It's because they are bought.
Until we have public financing of all elections, there will be little or no meaningful reform benefitting the vast majority of Americans.
Here is the roll call vote. The usual suspects voted against it, but at least Nevada's Reid voted for it.