Unless you are in the top half of one percent in this country, it is almost impossible to "plan" for a "comfortable" retirement thanks to the worsening economy.
It's all a part of the plan to steal from the masses to enrich the tiny few and then blame the masses for their "poor planning" if they just happened to be left holding the bag.
How in the HELL can you plan so you don't "outlive" your money unless you DIE BEFORE you can retire, IF you can retire, or IF you can get a job after being kicked to the curb after age 50 so you CAN retire?
The article should be filed under "humor." It's pretty sick.